© 2025 Accurate Auto Insurance. 

Affordable Auto Insurance & SR-22 Insurance

Get the coverage you need at prices you can afford. We offer full or state required liability coverage, including instant SR-22 (Financial Responsibility) filings. We’re here to help you drive legal for less!

ILLINOIS’ TRUSTED INSURANCE PROVIDER

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After calling a few places and not getting the service that I expected, a woman named Sofia Tapia from Accurate Auto was able to not only give me the answers I was looking for, but she did it with a positive attitude and and no hassle. I will definitely be sending friends her way. Thankful for the help I received.”

Had a great experience dealing with this company.

– Monica S.

Google

Fill out our quick online form or call us. We’ll ask a few simple questions about you and your vehicle. Takes less than 5 minutes!

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Since 1992, Accurate Auto Insurance has been helping Illinois drivers find affordable coverage that meets their needs. 

We specialize in providing low-cost auto insurance, SR-22 filings, and personalized service that puts our customers first. Our mission is simple: make quality auto insurance accessible to everyone, regardless of their driving history or budget.

About Accurate
Auto Insurance

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SIMPLE PROCESS

We Help You Get Insured Quickly

Address

1111 West 22nd Street #610
Oak Brook, IL 60523
Additional Locations

WHAT OUR CUSTOMERS SAY

Real Stories from Real Drivers

I called accurate today to purchase an insurance plan and as usual I had a pleasurable experience. Joelle was extremely pleasant and quick to the point on the phone and it made my experience all that much better. Thank you.

I've been a client of accurate auto insurance for a while now and always have a good experience and get a good rate.

– Olivia Dahl

Google

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Ready to start saving? Our friendly team is ready to help you get the coverage you need.

Why Choose Accurate Auto Insurance?

We’re not just another auto insurance provider. We’re committed to providing the best coverage at the best prices.

Lowest Prices Guaranteed

Same-Day SR-22 Filing

Local, Personal Service

Insured In Under 4 Minutes

All Drivers Welcome

SR-22 isn’t actually insurance - it’s a certificate proving you have the required liability coverage. You need an SR-22 if you’ve been convicted of a DUI, caught driving without insurance, had multiple traffic violations, or had your license suspended. We file SR-22s electronically with the Illinois DMV the same day.

What Is SR-22 Insurance & Do I Need It?

LOW-COST AUTO INSURANCE FAQs

Frequently Asked Questions

There are several ways to save: Bundle multiple vehicles, maintain continuous coverage, take a defensive driving course, increase your deductible, or pay in full. Discounts are also offered for good students, military members, and senior citizens. Our agents will review all available discounts to get you the lowest rate possible.

How Can I Lower My Insurance Premium?

Coverage can start immediately! Once you choose your policy and make your first payment, you’re covered. We’ll email your insurance cards right away, and if you need an SR-22, we'll file it the same day. You can get insured and legal to drive in under 4 minutes.

How Quickly Can I Get Covered?

Absolutely! We specialize in helping drivers who have been turned down elsewhere. Whether you have bad credit, accidents, tickets, or DUIs, we have options for you. We work with insurers who understand that everyone deserves a second chance and affordable coverage.

Can I Get Insurance With Bad Credit Or A Poor Driving Record?

Getting affordable auto insurance has never been easier. Follow these simple steps to get covered today.

We’ll show you multiple coverage options and prices. Our experts will explain each option and help you choose the best fit.

02

Compare Options

Choose your coverage and payment plan. We’ll handle all paperwork, including SR-22 filing if needed. Coverage starts immediately!

03

Get Covered

Hit the road knowing you’re protected. Access your policy anytime, and our team is always here when you need us.

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Drive Confidently

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DON’T WAIT - SAVE TODAY

Get A Quote In Under A Minute

Join thousands of Illinois drivers who’ve used Accurate Auto Insurance to save money. No obligations, no pressure, just honest quotes and real savings.

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Proudly Serving All of Illinois

Bodily Injury Liability

$25,000 per person/$50,000 per accident minimum coverage required

Best Auto Insurance in Illinois

Understanding Illinois state minimum coverage requirements. 

Illinois law requires all drivers to carry minimum liability insurance. At Accurate Auto Insurance, we help you meet these requirements affordably while ensuring you’re properly protected on the road. 

KNOW YOUR REQUIREMENTS

Property Damage

$20,000 minimum coverage for damage to other vehicles or property

Uninsured Motorist

$25,000 per person/$50,000 per accident for your protection

SR-22 Filing

We handle all SR-22 requirements quickly and affordably

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Factors That Determine
Auto Insurance Rates

UNDERSTANDING YOUR RATES

Several factors influence your insurance premium. Understanding these can help you find ways to save.

Your car’s make, model, year, and safety features affect your premium.

Vehicle Type

Your history of accidents, tickets, and claims influences rates.

Location

Your history of accidents, tickets, and claims influences rates.

Driving Record

Younger and inexperienced drivers typically pay more.

Age & Experience

The amount you drive has an impact on your rates.

Annual Mileage

The amount and type of coverage you choose affect your premium.

Coverage Level