© 2025 Accurate Auto Insurance.
Get the coverage you need at prices you can afford. We offer full or state required liability coverage, including instant SR-22 (Financial Responsibility) filings. We’re here to help you drive legal for less!
After calling a few places and not getting the service that I expected, a woman named Sofia Tapia from Accurate Auto was able to not only give me the answers I was looking for, but she did it with a positive attitude and and no hassle. I will definitely be sending friends her way. Thankful for the help I received.”
– Monica S.
Google
Fill out our quick online form or call us. We’ll ask a few simple questions about you and your vehicle. Takes less than 5 minutes!
Since 1992, Accurate Auto Insurance has been helping Illinois drivers find affordable coverage that meets their needs.
We specialize in providing low-cost auto insurance, SR-22 filings, and personalized service that puts our customers first. Our mission is simple: make quality auto insurance accessible to everyone, regardless of their driving history or budget.
1111 West 22nd Street #610
Oak Brook, IL 60523
Additional Locations
I called accurate today to purchase an insurance plan and as usual I had a pleasurable experience. Joelle was extremely pleasant and quick to the point on the phone and it made my experience all that much better. Thank you.
– Olivia Dahl
Google
Ready to start saving? Our friendly team is ready to help you get the coverage you need.
SR-22 isn’t actually insurance - it’s a certificate proving you have the required liability coverage. You need an SR-22 if you’ve been convicted of a DUI, caught driving without insurance, had multiple traffic violations, or had your license suspended. We file SR-22s electronically with the Illinois DMV the same day.
There are several ways to save: Bundle multiple vehicles, maintain continuous coverage, take a defensive driving course, increase your deductible, or pay in full. Discounts are also offered for good students, military members, and senior citizens. Our agents will review all available discounts to get you the lowest rate possible.
Coverage can start immediately! Once you choose your policy and make your first payment, you’re covered. We’ll email your insurance cards right away, and if you need an SR-22, we'll file it the same day. You can get insured and legal to drive in under 4 minutes.
Absolutely! We specialize in helping drivers who have been turned down elsewhere. Whether you have bad credit, accidents, tickets, or DUIs, we have options for you. We work with insurers who understand that everyone deserves a second chance and affordable coverage.
Getting affordable auto insurance has never been easier. Follow these simple steps to get covered today.
We’ll show you multiple coverage options and prices. Our experts will explain each option and help you choose the best fit.
Choose your coverage and payment plan. We’ll handle all paperwork, including SR-22 filing if needed. Coverage starts immediately!
Hit the road knowing you’re protected. Access your policy anytime, and our team is always here when you need us.
Join thousands of Illinois drivers who’ve used Accurate Auto Insurance to save money. No obligations, no pressure, just honest quotes and real savings.
$25,000 per person/$50,000 per accident minimum coverage required
Understanding Illinois state minimum coverage requirements.
Illinois law requires all drivers to carry minimum liability insurance. At Accurate Auto Insurance, we help you meet these requirements affordably while ensuring you’re properly protected on the road.
$20,000 minimum coverage for damage to other vehicles or property
$25,000 per person/$50,000 per accident for your protection
We handle all SR-22 requirements quickly and affordably
Several factors influence your insurance premium. Understanding these can help you find ways to save.
Your car’s make, model, year, and safety features affect your premium.
Your history of accidents, tickets, and claims influences rates.
Your history of accidents, tickets, and claims influences rates.
Younger and inexperienced drivers typically pay more.
The amount you drive has an impact on your rates.
The amount and type of coverage you choose affect your premium.